Seeds
The 'Average Last Frost Date' Has a Coin-Flip Chance of Being Wrong
Planting exactly on the average last frost date means, by the statistic's own definition, a roughly 50% chance frost still comes.

Frost date calculators report the date at which the historical probability of frost drops to 50%, based on decades of local weather data. That's a median, not a guarantee — it's the date half of past years had their last frost before, and half had it after. Treating it as a hard planting deadline builds in even odds of a frost event on tender transplants.
Risk-averse gardeners plant using the date associated with a 10% or even 5% frost probability instead, which typically falls one to three weeks later than the 50% average date depending on region. The trade is a shorter growing season against real insurance against a late cold snap.
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