Skip to content

Energy

Insulation R-Value Calculator

See the recommended R-value for your climate and space, and how much insulation that actually means.

Your answer

Recommended R-valueR-49
R-value still neededR-49
Depth to add13.6 in
Bags of loose fill1815

Targets follow US Department of Energy climate-zone guidance for existing homes.

Insulation batts fitted between attic joists

What R-value means and why it changes by climate

R-value measures resistance to heat flow. A higher number means a better insulator, and R-values stack — R-13 batts over R-19 blown-in give roughly R-32 total. The right target depends entirely on climate: a home in Minneapolis loses far more heat through the attic each winter than one in Miami, so it needs a thicker resistance layer to slow that loss to an economical level.

The US Department of Energy publishes recommended R-values for existing homes by climate zone and by assembly — attic, wall, and floor each have different targets because they lose heat differently and are insulated with different practical methods.

ZoneExample statesAtticWall (cavity)Floor
1-2FL, S. TX, HIR-30R-13R-13
3GA, LA, N. CA, NCR-38R-15R-19
4VA, TN, OR, KYR-49R-15R-19
5OH, IL, NY, COR-49R-20R-30
6MN, ME, MT, WIR-49R-20R-30
7-8N. MN, N. Dakota, AKR-60R-21R-38

R-value per inch by material

MaterialR per inchTypical useNotes
Fiberglass battR-3.2Walls, floors, easy attic joistsCheap, DIY-friendly; loses value if compressed
Blown celluloseR-3.6Attics, closed wall cavitiesFills gaps well; settles slightly over years
Blown fiberglassR-2.5AtticsLighter than cellulose; needs more depth
Closed-cell spray foamR-6.5Rim joists, irregular cavities, roof decksAir-seals as it insulates; highest cost per inch
Rigid foam board (XPS/polyiso)R-5 to R-6.5Basement walls, exterior sheathingNeeds taped seams; good for continuous insulation

How to check what you already have

  1. In an attic, measure the depth of existing insulation with a tape measure pushed to the joist, then multiply by the R-per-inch of that material to estimate existing R-value.
  2. In a wall, check a switch plate or drill a small inspection hole in an inconspicuous spot to see whether the cavity is filled and with what.
  3. For floors over a crawlspace or garage, look up from below — insulation is usually visible between joists, if present at all.
  4. If insulation is compressed, damp, or has settled well below the joist top, it is under-performing even if the label R-value looks adequate.

Practical installation notes

  • Never block soffit vents with attic insulation — use baffles to keep an air channel from eave to ridge.
  • Keep insulation clear of non-IC-rated recessed light fixtures and unrated chimney chases; check the fixture's rating first.
  • Batts should fit snugly without compression — compressed fiberglass loses a meaningful share of its rated R-value.
  • In cold climates, place a vapor barrier on the warm-in-winter side of wall insulation; in hot-humid climates, the logic reverses.
What does R-value actually measure?

R-value is a material's resistance to heat flow — the higher the number, the better it slows heat moving through it. It is additive, so two layers of R-13 stacked together give roughly R-26.

Can I over-insulate an attic?

Practically, no — attics almost always benefit from more insulation up to code-recommended levels. The main risks are blocking soffit vents (which causes moisture and ice-dam problems) and covering recessed lights not rated for insulation contact.

Does insulation R-value differ by climate zone?

Yes. The US Department of Energy publishes recommended R-values by zone because colder climates need much more resistance to heat loss than mild ones — an attic in Minnesota needs roughly twice the R-value of one in Florida.

Is spray foam worth the extra cost over batts?

Spray foam air-seals as it insulates, which batts do not, so it often performs better than its R-value alone suggests. It costs 2-3 times more per square foot, so it makes the most sense in hard-to-seal spaces like rim joists and irregular cavities.

Last reviewed February 2026